MRMIP stands for Major Risk Medical Insurance Program. MRMIP is California's insurance program for people with health problems who are not able to buy individual health insurance. It is an important resource for people who cannot buy insurance because no insurance company will cover them.

For more information about MRMIP, or to request an application for the program, contact MRMIP.

Contact MRMIP

1-800-289-6574 (many languages)
1-800-735-2929 (TTY)
www.mrmib.ca.gov/MRMIB/MRMIP.shtml

MRMIP Graduate Program

The following information applies only to people who are on the MRMIP Graduate Program.

Prior to September 30, 2007, you could stay on MRMIP coverage for only 36 months. After 36 months, you could then buy coverage from a MRMIP Graduate Program plan.

Health plans that sell individual health insurance in California were required to offer MRMIP Graduate Program coverage for MRMIP "graduates." The cost is 110% of the rate for regular MRMIP Program coverage.

MRMIP Graduate Program Plans

The DMHC oversees the following health plans that offer MRMIP Graduate Program coverage. Click on a plan to see its benefits, co-pays, and other costs, as well as information on enrollment and selecting providers. The plan's phone number is also listed. Contact the plan for the most recent up-to-date information.

Blue Cross of California PPO
Blue Shield of California HMO
Central Health Plan
Chinese Community Health Plan
Health Net of California, Inc.
Kaiser Foundation Health Plan

Premium Rates for MRMIP Graduate Program Plans

The chart below shows the monthly premium rates and the geographic areas in California where plans offer coverage. Not all plans offer coverage in all areas or in every zip code in a county.

Rate Chart

The California Department of Insurance (www.insurance.ca.gov) also oversees some plans in the MRMIP Graduate Program. You may visit their web site for information on these plans.